Frictionless Settlements.
Optimized for Velocity.

UPSPE (Payment Services) is engineered for the high-frequency demands of modern digital commerce. Reduce latency, maximize throughput, and achieve instantaneous reconciliation.

SYSTEM STATUS: OPERATIONAL
upspe_kernel_v4.0.1

$ init_handshake --env=production

SUCCESS: TLS 1.3 encrypted tunnel established

$ check_latency

API Response: 14ms

$ uptime --status

99.999% | High Availability Cluster Active

01. Infrastructure

The UPSPE Gateway Ecosystem

UPSPE is not just a gateway; it is a financial router. We facilitate a seamless bridge between your customers and your treasury, supporting UPI 2.0, all major card networks, and 50+ NetBanking portals with a single integration.

Network Map / live_streams
UPI_INTENT_ROUTER ACTIVE
VISA_MASTERCARD_PCI_L1 ACTIVE
NETBANK_HDFC_AXIS_SBI ACTIVE
TOKENIZATION_ENGINE ENCRYPTED
Transaction Forensics / trace_log

[14:22:01] TXN_ID: 882910-U AUTHORIZED

[14:22:03] GATEWAY_CALLBACK: Recieved

[14:22:05] LEDGER_COMMIT: Success

[14:22:10] RISK_SCORE: 0.02 (LOW_RISK)

[14:22:12] SETTLEMENT_QUEUE: Pushed

02. Analytics

Transparency & Real-time Forensics

Hidden fees are a relic of the past. UPSPE offers a transparent, volume-based pricing model with zero hidden charges. Our dashboard provides real-time forensics into every transaction, failed or successful, giving you the data to optimize your checkout flow.

03. Liquidity

T+0 Settlements & Liquidity

Why wait for your own money? We offer industry-leading T+0 and T+1 settlement cycles, ensuring your working capital remains fluid. Automated split payments allow you to manage vendor disbursements at the point of sale.

Liquidity Manager / treasury_v1

AVAILABLE

₹ 42.85 Cr

SETTLED (TODAY)

₹ 12.04 Cr

Instant Payout Activated
nodejs python go 
const upspe = require('@ups/sdk');

// Initialize Client
const client = new upspe.Client({
  apiKey: 'sk_live_...',
  terminalId: 'T_991'
});

// Initiate Settlement
await client.payments.create({
  amount: 50000,
  currency: 'INR',
  method: 'upi'
});

04. Engineering

Developer-First Integration Support

We provide SDKs in every major language—Node.js, Python, Go, and PHP. Our engineering team provides 24/7 dedicated support to ensure your "Go-Live" happens in hours, not weeks.

05. Security

Security & Fraud Mitigation

Every transaction is scrutinized by our proprietary AI fraud-detection engine. We utilize dynamic 2FA and 3D Secure 2.0 to ensure that your business is protected against chargebacks and unauthorized activity.

shield_with_heart

PCI-DSS LEVEL 1

SOC2 TYPE II COMPLIANT

ISO 27001 CERTIFIED

LIVE_FEED: [TXN:88291] SUCCESSFUL [API:CALL] PING_PONG(8MS) [GATEWAY:ROUTING] AXIS_NET_BANKING_STABLE [SETTLEMENT:QUEUE] 124_ENTRIES_REMAINING [SECURITY:CHECK] ALL_NODES_ENCRYPTED [LOGS:STREAM] KINETIC_TERMINAL_V4.0